ATM Bersama

An Automatic Teller Machine, or ATM for short, is a machine that lets people take out (withdraw) cash from their bank accounts. In the UK ATMs are often called cash machines or the hole in the wall.

Some Automatic Teller Machines allow people to do more, like put in money, or check how much money there is in a bank account.

ATMs are found in stores and shopping malls. Sometimes it can be found in a bar or restaurant. Other times, at special events, people may set one up so the guests can use the machine, like at a fundraiser.

People need a debit card or credit card in order to use an ATM. They will also need to have a PIN number to access their account.

There are a number of scams for ATMs. In one scam, con artists look over the victim's shoulder and get their PIN number; this is known as shoulder surfing. In another, they may install a video camera and get PIN numbers from that way. They then make cards using the PIN number and account number to be able to use that person's account. (Wikipedia)

ATM Bersama is one of the many interbank networks in Indonesia, connecting the ATM networks of twenty-one banks in Indonesia. It was established 1993 and is based on the model adopted by MegaLink, an interbank network in the Philippines.

At present, ATM Bersama has over 70 members with 17,000 ATMs over all of Indonesia's provinces and countless of Indonesia's cities. The network is owned by PT Artajasa Pembayaran Elektronis.

ATM Bersama provides many interbank facilities, including balance inquiry, cash withdrawal and real time-online transfer to other accounts of members of the shared network. In 2004 ARTAJASA made a cross-border ATM Bersama with partner provider MEPS, Malaysia to service Indonesian workers, students living there as well as tourists. Singapore and Thailand have already been linked to the ATM Bersama network with NETS and ITMX respectively.

To the consumer the wide presence of ATM Bersama and it the network that covers all major banks is a valuable contribution to their busy life-style. Undoubtedly it will contribute significantly to the loyalty of consumers to their respective banks.
Source : Wikipedia & Artajasa.co.id

Kode Bank ATM Bersama

No.	Nama Bank	Kode
1	BNI	009
2	Bank Mandiri	008
3	Bank BRI	002
4	Bank Danamon	011
5	Bank Niaga	022
6	Bank Permata	013
7	Bank Mega	426
8	Bank Bukopin	441
9	Bank Muamalat Indonesia	147
10	Bank NISP	028
11	Bank Mayapada	097
12	Bank Syariah Mandiri	451
13	Bank Syariah Mega Indonesia	506
14	Bank Arta Niaga Kencana	020
15	Bank Buana Indonesia	023
16	ABN AMRO Bank	052
17	Lippobank	026
18	Bank Ganesha	161
19	Bank Mayora	553
20	Bank International Indonesia	016
21	Bank Bumiputera	485
22	Bank Nusantara Parahyangan	145
23	Bank Mestika	151
24	Bank IFI	093
25	Bank Panin	019
26	Bank Commonwealth	950
27	Bank Agroniaga	494
28	Bank HS 1906	212
29	Bank Eksekutif	558
30	Bank Artos Indonesia	542
31	Bank Swadesi	146
32	Standard Chartered Bank	050
33	BPD Lampung	121
34	BPD DIY	112
35	Bank Sulut	127
36	Bank BPD Jambi	115
37	Bank Riau	119
38	BPD Bali	129
39	Bank BPD Kaltim	124
40	Bank Jatim	114
41	Bank Nagari	118
42	BPD Aceh	116
43	Bank Papua	132
44	BPD Kalsel	122
45	Bank DKI	111
46	Bank Ina Perdana	513
47	Bank Sumut	117
48	Bank Maluku	131
49	Bank BPD Sulsel	126
50	Bank NTT	130
51	Bank BPD NTB	128
52	Bank Jabar	110
53	BPD Kalteng	125
54	Bank BPD Sultra	135
55	Bank Bengkulu	133

Automated Teller Machine

ATM Bersama

Kode Bank ATM Bersama